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Poor Credit Loans
Options for you if you have poor credit

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Poor Credit Loans - don't worry, there are loans available

If you have been refused loans by high street banks and other lenders you may believe that your financial situation is impossible. But don't panic - financial help is at hand.

We specialise in helping people like yourself. We have developed a wide range of poor credit loan products. One or more should suit you. To go direct to these options use these Quick Links:

 
We Could Help You:
declined elsewhere Declined elsewhere?
ccjs arrears defaults CCJs? Arrears? Defaults?
bankruptcy iva Bankruptcy/IVA?
poor adverse credit Poor/adverse credit history?
no credit history No credit history?
self employed no accounts no prrof of income Self employed? No accounts? No proof of income?
part time employed Part time employed?

Otherwise look at the poor credit loan "map" below to help you narrow down your options. Note: this is for information only and does not constitute advice.
   
Poor Credit Loan borrowing options
I need to borrow - my credit problems are relatively modest and I am happy to be credit checked.
 
Payday Loans
Short term unsecured loans of between £50 and £800. Borrow today, repay on your payday. Find out more
 
Unsecured Loans
Loans of £100 to £25,000 repayable up to 7 years from now. Loans not secured on property. Tenants & homeowners welcome. Find out more
 
Secured Loans
Loans from £1,000 to £250,000. Secured on your home so you must be a homeowner. More readily available for a poor credit situation than an unsecured loan because of the house acting as security. Find out more
 
Remortgages
Borrow up to £500,000 for any purpose. Reduce your mortgage costs and/or consolidate other debts at a lower overall monthly cost Find out more
 
I need extra finance - I have very poor credit, no credit history, or I don't want to be credit checked.
 
Payday Loans
Short term unsecured loans of between £50 and £800. Borrow today, repay on your payday. Find out more
 
Unsecured Loans
Loans of £100 to £25,000 repayable up to 7 years from now. Loans not secured on property. Tenants & homeowners welcome. Find out more
 
No Credit Check Loans

Beat your poor credit with a no credit check loan

Unsecured loans from £500 to £3000 are available without a credit check if you have a guarantor. Tenants & homeowners welcome. Find out more

 
Guarantor Loans
If you need an unsecured loan of up to £3000 but don't want to be credit scored then we can help. Find out more
 
Provident Loans
Unsecured cash loans of £50 to £500 with affordable, fixed repayments. No bank account or debit card required.
Find out more
 
Logbook Loans
Loans from £500 secured against the value of your car (you keep it and drive it). No credit checks done. You do not need a bank account or debit card. Find out more
 
Secured Loans
Loans from £1,000 to £250,000. Secured on your home so you must be a homeowner. More readily available for a poor credit situation than an unsecured loan because of the house acting as security. Find out more
 
I've got a large amount of debt already - may be I shouldn't borrow any more.
 
Debt Advice
If your debt problems are temporary we have some good advice on how to speed up the process of sorting them out.
Find out more
 
Debt Management
If your debt problems are severe or chronic then don't worry there is plenty of help to be had. Find out more
 
IVAs
 
Bankruptcy
Consider this option (inc. Sequestration) if you are more seriously in debt with little chance of repaying what you owe.
Find out more

 

 
Repayment Calculator Repayment Calculator
Use this tool to estimate your loan repayments.
Unsecured Loans
Loans for all circumstances from £500 to £25,000. Tenants welcome:
Unsecured Loans
Payday Loans
Borrow from £50 - £750 to get you through to your next payday:
Payday Loans
No-Credit-Check Loans
Avoid further credit checks with an unsecured loan of up to £3000:
No Credit Check Loans
Same Day Loans
Get up to £1500 unsecured within 24 hours from now:
Same Day Loans
Other Loans
Bad Credit Loans; Provident Loans; Guarantor Loans; Secured Loans:
Credit Cards
Compare a wide range of credit cards to find the right one for you:
Credit Cards
Debt Solutions
Debt Management Programmes, IVAs, Trust Deeds, Bankruptcy:
Debt Solutions
Other Finance
Prepaid Cards, Credit Reports, Car Credit, Secured Loans, Remortgages:
Other Finance

   
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