Poor Credit Loans - don't worry, there are loans available
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If you have been refused loans by
high street banks and other lenders you may believe that your
financial situation is impossible. But don't panic - financial
help is at hand.
We specialise in helping people like
yourself. We have developed a wide range of poor credit loan
products. One or more should suit you. To go direct to these
options use these Quick Links:
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Otherwise look at the poor credit loan "map" below to help you narrow down your options. Note: this is for information only and does not constitute advice. |
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I need to borrow - my credit problems are relatively modest and I am happy to be credit checked. |
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Payday Loans |
Short term unsecured loans of between £50 and £800. Borrow today, repay on your payday. Find out more |
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Unsecured Loans |
Loans of £100 to £25,000 repayable up to 7 years from now. Loans not secured on property. Tenants & homeowners welcome. Find out more |
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Secured Loans |
Loans from £1,000 to £250,000. Secured on your home so you must be a homeowner. More readily available for a poor credit situation than an unsecured loan because of the house acting as security. Find out more |
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Remortgages |
Borrow up to £500,000 for any purpose. Reduce your mortgage costs and/or consolidate other debts at a lower overall monthly cost Find out more |
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I need extra finance - I have very poor credit, no credit history, or I don't want to be credit checked. |
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Payday Loans |
Short term unsecured loans of between £50 and £800. Borrow today, repay on your payday. Find out more |
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Unsecured Loans |
Loans of £100 to £25,000 repayable up to 7 years from now. Loans not secured on property. Tenants & homeowners welcome. Find out more |
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No Credit Check Loans |

Unsecured loans from £500 to £3000 are available without a credit check if you have a guarantor. Tenants & homeowners welcome. Find out more
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Guarantor Loans |
If you need an unsecured loan of up to £3000 but don't want to be credit scored then we can help. Find out more |
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Provident Loans |
Unsecured cash loans of £50 to £500 with affordable, fixed repayments. No bank account or debit card required.
Find out more |
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Logbook Loans |
Loans from £500 secured against the value of your car (you keep it and drive it). No credit checks done. You do not need a bank account or debit card. Find out more |
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Secured Loans |
Loans from £1,000 to £250,000. Secured on your home so you must be a homeowner. More readily available for a poor credit situation than an unsecured loan because of the house acting as security. Find out more |
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I've got a large amount of debt already - may be I shouldn't borrow any more. |
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Debt Advice |
If your debt problems are temporary we have some good advice on how to speed up the process of sorting them out.
Find out more |
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Debt Management |
If your debt problems are severe or chronic then don't worry there is plenty of help to be had. Find out more |
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IVAs |
Consider this option (inc. Trust Deeds) if you have moderate debts and would like to rid yourself of them to make a fresh start.
Find out more |
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Bankruptcy |
Consider this option (inc. Sequestration) if you are more seriously in debt with little chance of repaying what you owe.
Find out more |
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| Use this tool to estimate your loan repayments. |
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Unsecured Loans
Loans for all circumstances from £500 to £25,000. Tenants welcome: |
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Payday Loans
Borrow from £50 - £750 to get you through to your next payday: |
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No-Credit-Check Loans
Avoid further credit checks with an unsecured loan of up to £3000: |
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Same Day Loans
Get up to £1500 unsecured within 24 hours from now: |
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Credit Cards
Compare a wide range of credit cards to find the right one for you: |
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